Today, many motor vehicle accident victims are getting the legal representation they need from a personal injury attorney. If you’ve been injured in a car crash through no fault of your own, here’s why you should contact a lawyer:
1. Insurance companies are not working for you.
Insurance companies are profit-driven. Most insurance companies are large corporations that aim to reduce costs as much as possible, while keeping profits high. They continually raise premiums and try to keep payouts to a minimum; they even deny legitimate claims. This means that, in most cases, insurance companies unfortunately do not have an injured person’s best interest in mind. If you’ve suffered injury due to another driver’s negligence, you cannot afford to have your claim denied or to get less than you deserve. Innocent crash victims who come up against these kinds of insurance company tactics need an advocate looking out for them.
2. Personal injury attorneys have experience dealing with insurance companies.
Personal injury lawyers are experienced in negotiating with insurance company adjusters and claims representatives, because they deal with them all day, every day. The average individual probably has not had many dealings with an insurance company adjuster and is unlikely to be familiar with all the ins and outs of how a personal injury claim is handled. Injury attorneys know what to say and what not to say to the insurance company. Once you retain an attorney to represent you in your accident claim, your attorney will handle all correspondence with the insurance company on your behalf and ensure that you receive fair treatment in settlement negotiations.
3. A personal injury lawyer knows how much your case is worth.
A knowledgeable attorney will assess the extent of your injuries, wage loss, pain and suffering and numerous other factors in order to place a fair value on your personal injury claim. There is no specific formula for determining settlement value, but an attorney who is familiar with personal injury cases will have a very accurate idea of what you can expect to receive. The overwhelming majority of clients are happy they hired a lawyer who took the time to investigate and factor all details into the value of their case, rather than rush into a quick, but unfair, settlement with the insurance company on their own.
4. You do not owe any fees unless your attorney recovers money for you.
Most personal injury attorneys work on a contingency fee basis, which means that you will not pay attorneys’ fees unless you win your case. Since you will have no upfront costs, there is nothing to lose and everything to gain by having an experienced accident lawyer represent you.