It's not unusual for insurance companies to place most of the blame for accidents on the motorcyclist. But about two-thirds of motorcycle accidents are caused by another motorist failing to yield the right of way to the motorcycle operator. Drivers typically report that they did not see the motorcycle.
Motorcycles are usually the smallest vehicles on the road, but that's no excuse for an inattentive driver who causes a motorcycle accident.
According to studies, motorcycle riders are 27 times more likely to die in a collision than are the occupants of the other vehicle, which may result in a potential wrongful death lawsuit. People on motorcycles face a risk of injury that is five times greater than the risks facing the passengers in the other vehicle. Because of the high risks, insurance companies may limit or exclude certain coverage.
Unlike auto insurance, motorcycle insurance does not include limited or full tort options, so you can get compensation for pain and suffering.
Bodily injury liability is a required coverage in Pennsylvania. The coverage does not pay benefits to you. Rather it covers any claims against you if you are found responsible for causing an accident. The state minimum for bodily injury liability is $15,000, but it's recommended that you carry $100,000 in coverage to protect yourself if another driver successfully seeks compensation following an automobile accident.
Uninsured or underinsured motorist coverage compensates you for injuries you sustain in an accident with an uninsured or underinsured motorist.
At Metzger Wickersham, an experienced attorney may be able to assist you or your loved one in your case. Contact us. Remember, your initial consultation is free, and you don't pay us unless you win.
Call 1-800-WIN-WIN-1 (1-800-946-9461) for your free personal injury consultation today.
