motor vehicle accident victims are getting the legal representation they need from a personal
injury attorney. If you’ve been injured in a car crash through no
fault of your own, here’s why you should
contact a lawyer:
1. Insurance companies are not working for you.
Insurance companies are profit-driven. Most insurance companies are large
corporations that aim to reduce costs as much as possible, while keeping
profits high. They continually raise premiums and try to keep payouts
to a minimum; they even deny legitimate claims. This means that, in most
cases, insurance companies unfortunately do not have an injured person’s
best interest in mind. If you’ve suffered injury due to another
driver’s negligence, you cannot afford to have your claim denied
or to get less than you deserve. Innocent crash victims who come up against
these kinds of insurance company tactics need an advocate looking out for them.
2. Personal injury attorneys have experience dealing with insurance companies.
Personal injury lawyers are experienced in negotiating with insurance company
adjusters and claims representatives because they deal with them all day,
every day. The average individual probably has not had many dealings with
an insurance company adjuster and is unlikely to be familiar with all
the ins and outs of how a personal injury claim is handled. Injury attorneys
know what to say and what not to say to the insurance company. Once you
retain an attorney to represent you in your accident claim, your attorney
will handle all correspondence with the insurance company on your behalf
and ensure that you receive fair treatment in settlement negotiations.
3. A personal injury lawyer knows how much your case is worth.
A knowledgeable attorney will assess the extent of your injuries, wage
loss, pain and suffering and numerous other factors in order to place
a fair value on your personal injury claim. There is no specific formula
for determining settlement value, but an attorney who is familiar with
personal injury cases will have a very accurate idea of what you can expect
to receive. The overwhelming majority of clients are happy they hired
a lawyer who took the time to investigate and factor all details into
the value of their case, rather than rush into a quick, but unfair, settlement
with the insurance company on their own.
4. You do not owe any fees unless your attorney recovers money for you.
Most personal injury attorneys work on a contingency fee basis, which means
that you will not pay attorneys’ fees unless you win your case.
Since you will have no upfront costs, there is nothing to lose and everything
to gain by having an experienced accident lawyer represent you.