The last thing people want to deal with is a car crash. Even minor fender benders can be a pain to deal with, but the more severe the accident is, the higher the costs will be. While your car may have been expensive, it can pale in comparison to the extent of mounting medical bills after an accident.
If you get into a crash, even with full tort coverage, you must first rely on your own insurance, both medical and auto, to cover your bills. This can mean paying for your own medical bills and dipping into your savings if you can no longer work. Using your savings is considered an “out-of-pocket” expense and can be reimbursed if you later decide to make a claim with the at-fault party's insurance company.
If you file a claim with the other driver’s insurance company and secure a settlement, they will have to reimburse you for all expenses you paid as the result of the accident. However, there is always a chance that the insurance company could refuse to pay your claim or try to low-ball you in the process.
Insurance companies often do everything in their power to pay out as little as possible. If this happens, you must consult an experienced Harrisburg car accident lawyer who can help you fight your claim. An attorney can help you keep track of all the bills you had to pay yourself, or that are pending, until the end of the case. These bills can all be included in your settlement.
If your bills are accumulating, make sure to take action. They can begin to hurt your credit score if they go unpaid. Contact your medical providers, inform them of the situation, and ensure they are aware that the bills are the result of an accident. You can ask a company to put your account on hold until your case is settled and you can pay your bills completely. Some companies might even allow you to set up a payment plan to prevent your account from going into collections.
If you need assistance filing a claim or fighting a denied claim, talk to one of our skilled lawyers at Metzger Wickersham. Our attorneys understand how difficult dealing with a car accident can be. If you were injured through the negligence of another person, you deserve compensation for any expenses the accident caused.
We can offer you decades of legal experience and the resources that come with an established and well-staffed firm. Our lawyers have handled thousands of personal injury cases and can help review police reports, medical records, employment documents, and all other resources needed to determine the fair value of your case. Let us see what we can do for you.
Contact us at (888) 286-2850 or fill out our online form to schedule your free case consultation today.