Understanding the Car Accident Claim Process

injured individual shaking someone else's hand

In the aftermath of a crash, it’s vital to go through the claims-filing process in an effort to seek compensation. There are times when people avoid doing so because they are unsure of what to expect. It’s vital to understand the process and the importance of moving forward to hold negligence accountable and obtain compensation for your damages.

No-Fault Claims vs. Lawsuits

Pennsylvania typically has no-fault car accident laws unless policyholders have specific coverage. However, in other situations, the victim can file a lawsuit against the responsible party and their insurance company. We typically recommend that you contact a lawyer before moving forward so that you know the most favorable option to consider.

Settlement Offers

Insurance companies put a high priority on their profits. When they receive a claim, they’re often quick to offer a settlement amount that is much less than you deserve. It’s vital to recognize what a settlement offer means:

  • A settlement offer is not the final amount. You can negotiate this with a lawyer or decide to file a lawsuit.
  • If you accept a settlement offer, you forfeit your right to pursue additional compensation.

Always speak with a lawyer before doing anything.

The Decision to Go to Trial

If you file a lawsuit for compensation, and the case must go to trial, there are several factors that play a role in your success. It’s the plaintiff’s job to show that the other party was negligent. Having legal counsel through the process is the most effective way to safeguard your rights.

At Metzger Wickersham, we commit to your needs. Our Pennsylvania car accident attorneys go above and beyond for your needs. We seek maximum compensation on your behalf after a crash, and you can trust us to stand in your corner. When insurance companies try to take advantage of your rights, we’ll go the extra mile to give you peace of mind.

Call (888) 286-2850 today for a free consultation.

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