phone taking a picture of damage to a vehicle after a crash

What You Need to Know About Pennsylvania Car Accident Laws

Throughout the nation, different states implement specific laws regarding car accident claims and who is liable for compensation. In Pennsylvania, car accident claims typically follow a no-fault system. In most situations, a driver would file their claim with their own insurance provider. Their policy would pay for all expenses associated with the crash.

It’s vital to know that Pennsylvania drivers have options. They can choose to purchase one of two different policies that would opt them out of the no-fault system. You can pick between limited and full tort coverage, each providing you further options to obtain compensation after a crash.

Limited Tort Coverage

Pennsylvania law allows drivers to purchase limited tort coverage. With this coverage, you and any family members who fall under your policy can seek limited compensation for damages after a crash. This type of coverage covers the following:

However, it won’t cover non-economic compensation like your pain and suffering. You may be able to file an additional lawsuit against the at-fault driver for severe injuries in addition to your limited tort coverage.

Full Tort Coverage

By purchasing full tort coverage, you can protect yourself and any family members under your policy. This coverage allows you to recover economic and non-economic compensation in your claim regardless of how severe your injury is. Even if you don’t suffer an injury, you can seek compensation for all damages.

Purchasing full tort coverage is often one of the best ways to protect your rights moving forward.

Our Pennsylvania car accident attorneys are here to explain your options. Trust that Metzger Wickersham is ready to stand by your side and pursue the compensation you deserve after a crash. We’ve got the experience and knowledge to detail which option works best for you and build a strong claim on your behalf.

Call our firm today at (888) 286-2850, and discuss your rights in a free consultation.

Categories
    Kept me up to date on everything

    “They kept me up to date on everything that was goin on with my case. Answered all my questions.”

    - Lori D.
    Helps you to the fullest

    “Very courtesy and understanding and helps you to the fullest therefore you anytime of the day to talk to you and answer your questions and I will use them again.”

    - Cindy R.
    Thank you Zack Campbell!

    “Very happy with our experience would highly recommend them Thank you Zack Campbell”

    - Diana B.
    Had a great experience with these awesome people

    “Had a great experience with these awesome people. Their job was done promoting well and they got me way more than I could have imagined. I would Highly recommend.”

    - Michael C.
    Great Attorneys!

    “Great Attorneys”

    - David S.
    Always courteous and kept me informed and up to date on the whole process

    “My experience with M&W was made very painless by [Attorney] Lori & [Paralegal] Judy from the Hbg office!”

    - Kenneth W.
    I would recommend these people to anyone.

    “The lawyers at this office and their staff, Mr. [Attorney] DeVere and [Paralegal] Stephanie, his assistant, became the voice I didn’t have after the accident. They were my points of light.”

    - Ms. D. Lopez
    I would recommend Metzger Wickersham to everyone.

    “You guys were so easy to work with. There was no stress and the whole process was done in a timely manner. I would recommend Metzger Wickersham to everyone. Such a pleasure.”

    - Sharon B.
    You guys are absolutely amazing and that’s an understatement.

    “Attorney Painter was simply amazing...My wife had been fighting SSI for over three years. Since working with Metzger Wickersham her stress and anxiety levels were 100% gone.”

    - Carlos B.
    Outstanding in every way

    “Outstanding in every way no one has ever helped me more in my entire life like this firm. I highly recommend. Thank you very much.”

    - Gary K.

Let Us Fight For You

Request a Free Consultation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.