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What Should I Do Immediately After a Car Accident in Pennsylvania?

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Metzger Wickersham personal injury lawyer Pennsylvania

1. What should I do immediately after a car accident in Pennsylvania?

Call 911, get medical attention, and document the scene with photos and witness info. If you’re in Philadelphia, Harrisburg, or Lancaster, make sure a police report is filed—it’s critical for your claim. Avoid discussing fault at the scene.


2. Do I need a lawyer after a car accident in Pennsylvania?

If you were injured, missed work, or are dealing with insurance delays, it’s smart to speak with a lawyer. Many accident victims in areas like I-76 or I-83 underestimate their case value early on.


3. How long do I have to file a car accident claim in Pennsylvania?

In most cases, you have 2 years from the date of the accident to file a personal injury lawsuit. Waiting too long can cost you your right to recover compensation.


4. How is fault determined in a Pennsylvania car accident?

Pennsylvania follows a modified comparative negligence rule. If you are less than 51% at fault, you can still recover damages—but your compensation is reduced by your percentage of fault.


5. What if I was partially at fault for the accident?

You may still have a case. For example, if you were 20% at fault in a crash on I-95, your compensation would be reduced by 20%, but you can still recover the remaining amount.


6. Should I talk to the insurance company after an accident?

You should report the accident, but avoid giving recorded statements or accepting early settlement offers. Insurance companies often try to minimize payouts.


7. How much is my car accident case worth in Pennsylvania?

It depends on your injuries, medical bills, lost wages, and long-term impact. Cases involving serious injuries treated at hospitals in Philadelphia or Harrisburg often result in higher settlements.


8. What if the other driver doesn’t have insurance?

You may still be covered through your own uninsured/underinsured motorist coverage (UM/UIM), which is common in Pennsylvania auto policies.


9. Do I need to go to the hospital after a car accident?

Yes—even if you feel fine. Injuries like whiplash or internal damage may not show immediately. Getting evaluated helps both your health and your case.


10. What evidence do I need after a car accident?

Photos of the vehicles, road conditions, witness statements, and a police report are key. Accidents on busy roads like Roosevelt Boulevard or Route 30 often rely heavily on evidence.


11. How long does a car accident case take in Pennsylvania?

Some cases settle in a few months, while others—especially serious injury claims—can take a year or longer if a lawsuit is filed.


12. Can I still file a claim if I didn’t feel injured right away?

Yes. Many injuries appear days later. As long as you seek medical care and document your condition, you may still have a valid claim.


13. What damages can I recover after a car accident?

You may be entitled to compensation for medical bills, lost wages, pain and suffering, and future treatment costs.


14. What happens if the insurance company denies my claim?

You still have options. A denial doesn’t mean the end of your case—it often means it’s time to involve a lawyer and possibly file a lawsuit.


15. When should I contact a personal injury lawyer after an accident?

As soon as possible. The earlier you get legal guidance, the stronger your case can be—especially in high-traffic areas like Philadelphia, Harrisburg, and Lancaster.