Navigating the Aftermath of Commercial Vehicle Crashes
Commercial vehicle accident lawyers in Philadelphia help victims pursue compensation after crashes involving large trucks, buses, and delivery vehicles. These specialized attorneys understand the complex regulations and liability issues unique to commercial transportation incidents.
If you’ve been injured in a commercial vehicle accident in Philadelphia, here’s what you need to know:
- First 24 Hours: Seek medical care, document the scene, and avoid giving statements to insurance companies
- Finding Help: Look for attorneys with commercial transportation experience and a track record of successful settlements
- Cost Structure: Most Philadelphia truck accident lawyers work on contingency (no upfront fees)
- Timeline: Pennsylvania has a 2-year statute of limitations for filing claims
- Potential Compensation: Medical bills, lost wages, pain and suffering, and property damage
When a fully loaded commercial truck weighing up to 80,000 pounds collides with a passenger vehicle, the consequences are often devastating. According to the Pennsylvania Department of Transportation, there were more than 7,000 heavy truck crashes during the latest reporting year across the Commonwealth, resulting in hundreds of injuries and numerous fatalities.
The aftermath of such crashes leaves victims facing mounting medical bills, lost income, and significant pain and suffering. What makes these cases particularly challenging is the web of liable parties that may include the driver, trucking company, vehicle manufacturer, maintenance provider, and cargo loader.
The trucking industry is heavily regulated by federal and state laws. When violations of these regulations contribute to an accident, victims need legal representation familiar with these complex rules. Commercial vehicle accident cases in Philadelphia require attorneys who understand the Federal Motor Carrier Safety Administration (FMCSA) regulations, hours-of-service rules, and maintenance requirements.
Don’t wait to seek legal guidance — evidence crucial to your case such as black box data and driver logs can disappear quickly, sometimes within days of the crash.

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Philadelphia Commercial Vehicle Crashes Explained
Philadelphia is always on the move—and so are the commercial vehicles that keep our shelves stocked and our city running. Thanks to our location on major highways and trucking routes like I-95 and I-76, big trucks and delivery vehicles are everywhere. With this constant traffic, accidents are, unfortunately, all too common.
The
Federal Motor Carrier Safety Administration (FMCSA) sets strict rules for commercial vehicles, but even with these regulations, crashes still happen at a troubling rate. According to PennDOT, Pennsylvania saw 6,807 heavy truck crashes in 2017. Of the 145 people killed in those accidents, a heartbreaking 97.6% were pedestrians or people in passenger cars—not the truck drivers.
So, what’s causing these wrecks?
Brake failure is a big one; national data shows nearly a third of large truck crashes involve some kind of brake problem. Other frequent culprits include
driver fatigue (yes, even with “hours-of-service” rules), equipment breakdowns, and dangerous blind spots. Combine these risks with Philadelphia’s busy highways and squeeze them into our narrow city streets, and you get a recipe for serious trouble. Our city’s position on major
Federal Highway truck routes means we see more than our fair share of these collisions.
What Counts as a Commercial Vehicle Collision?
Not every work truck or van counts as a commercial vehicle, but a surprising number do. In Philadelphia,
commercial vehicle accidents can involve anything from an 18-wheeler barreling down the expressway to a delivery van making local stops. This includes
semi-trucks, commercial buses (like SEPTA), construction vehicles, garbage or utility trucks, and any vehicle with a Gross Vehicle Weight Rating (GVWR) over 10,000 pounds. Vehicles hauling hazardous materials are included too.
These vehicles follow different rules than regular cars. Their drivers usually need a
commercial driver’s license (CDL)—and sometimes extra training depending on the cargo. At Metzger Wickersham, we’ve handled cases involving everything from massive 80,000-pound rigs to smaller delivery trucks. Each type brings unique problems: different insurance, different regulations, and sometimes even more than one company involved.
Why These Wrecks Are More Complex
If you’re looking for a
commercial vehicle accident lawyer Philadelphia, you should know these cases are much more complicated than regular car crashes. Why? For starters,
multiple parties can be responsible: the driver, the trucking company, the people who loaded the cargo, the folks who maintain the truck, even the company that made it. Sometimes, even the government (if road conditions contributed).
There’s also the maze of
federal and state regulations. These cover everything from how long a driver can be behind the wheel to how often brakes must be checked. If a company or driver breaks these rules, it helps show they were careless.
Let’s not forget
insurance. Commercial vehicles carry bigger policies, which means bigger money is at stake—and insurance companies fight harder to avoid paying.
A unique challenge?
Electronic evidence. Most big trucks have “black boxes” (Electronic Logging Devices, or ELDs) that record speed, braking, and drive times. This data can make or break a case—but it can disappear fast if not preserved.
And here’s something many folks don’t expect:
trucking companies often send out “rapid response” teams to accident scenes within hours to start building their defense and collect evidence that helps them—not you. One company even told us, “We have a response team on call 24/7. As soon as we learn of an accident, they’re dispatched to the scene to protect our interests.” That’s why having your own advocate early is so important.
Common Causes & Typical Injuries
Most commercial vehicle crashes aren’t just “bad luck.” There’s usually a reason—or several.
Driver fatigue remains a huge problem, even with strict FMCSA rules. The National Transportation Safety Board says fatigue plays a role in up to 40% of big truck crashes.
Drunk or impaired driving happens too, despite lower legal limits for commercial drivers (0.04% BAC, half the limit for regular drivers). In 2023, about a quarter of Pennsylvania’s deadly crashes involved alcohol.
Then there’s
speeding, aggressive driving, and the pressure to meet tight schedules—which often leads to risky moves.
Equipment failures are common too: more than 1 in 5 trucks inspected have safety violations serious enough to pull them off the road.
Improperly loaded cargo can cause a rig to jackknife, roll over, or spill debris.

The injuries in these accidents are almost always severe. Victims often suffer
traumatic brain injuries, spinal cord injuries (sometimes resulting in paralysis), multiple broken bones, internal organ damage, deep cuts or burns, and—tragically—wrongful death. Treating these injuries takes time, money, and a lot of support. At Metzger Wickersham, we’ve seen how overwhelming this can be for families. Getting fair compensation isn’t just about money—it’s about giving you the resources to rebuild your life.
If you or a loved one has been hurt in a commercial vehicle accident, don’t hesitate to protect your rights. The sooner you contact a knowledgeable advocate, the better your chances of holding all responsible parties accountable.
Liability Web: Drivers, Companies, Manufacturers & More
When a commercial truck accident happens in Philadelphia, figuring out who is responsible isn’t always clear-cut. In fact, it can feel like untangling a giant knot! That’s because in commercial vehicle crashes, liability often stretches well beyond the driver behind the wheel.
Pennsylvania law recognizes several ways to hold multiple parties accountable. For starters, there’s the concept of
“respondeat superior”—that’s a fancy way of saying the trucking company is responsible for the actions of its drivers if they’re on the clock. So if a company driver causes a crash while working, the company itself can be on the hook for damages.
But things don’t stop there. Trucking companies must
carefully hire, train, and supervise their drivers. If they cut corners—maybe by failing to check a driver’s record or skipping key training—that’s called
negligent hiring or supervision. And yes, they can be held responsible for that, too.
Sometimes, companies themselves are directly negligent. If they set unrealistic delivery deadlines that push drivers to speed or skip breaks, or if they encourage ignoring safety rules, that’s not just poor management—it’s a recipe for disaster and legal liability.
And don’t forget about
manufacturer liability. If a defective truck part (like bad brakes or tires) played a role in the accident, the parts maker could be responsible. Then there’s the
loading crew—if they stacked the cargo wrong or overloaded the trailer, they might share in the blame. Even maintenance providers can be liable if shoddy repairs or missed inspections lead to a crash.
Sometimes, all these threads come together. At Metzger Wickersham, we once represented a client after a terrifying brake failure on I-76. Our investigation revealed ignored maintenance warnings by the trucking company, poor repairs by the maintenance provider, and a driver who skipped safety checks. Because we traced each party’s role, we were able to win real compensation for our client.
Here’s how commercial vehicle claims stack up against regular car claims:
Aspect |
Car Accident Claims |
Commercial Vehicle Claims |
Potential Defendants |
Usually just the drivers |
Driver, company, manufacturer, shipper, loader, etc. |
Applicable Regulations |
State traffic laws |
Federal FMCSA rules + state law |
Insurance Limits |
$15,000–$100,000 typical |
$750,000 to several million |
Evidence Types |
Police report, photos, witness info |
All that, plus black box data, logbooks, maintenance records |
Typical Investigation |
Days to weeks |
Weeks to months |
Settlement Timeline |
3–6 months typical |
6–24 months typical |
Key Evidence to Collect Fast
When you work with a
commercial vehicle accident lawyer Philadelphia trusts, one of the first conversations you’ll have is about evidence. In these cases, evidence can disappear in a flash—sometimes from routine business, sometimes on purpose. That’s why acting fast is key.
Your lawyer will move quickly to secure:
- Electronic Logging Device (ELD) data showing the driver’s hours and possible rule violations
- Black box (event data recorder) data capturing speed, braking, and other key details before the crash
- Driver qualification files including background, training, and medical certificates
- Maintenance and inspection records that can show if the vehicle was roadworthy
- Load documents (like bills of lading) to check for overloading or shifting cargo
- Dispatcher messages, texts, and emails—sometimes these reveal bosses pressuring drivers to break the rules
- Witness statements gathered before memories fade
- Physical evidence from the scene, like skid marks and debris, to help reconstruct what happened
At Metzger Wickersham, we often send what’s called a “preservation letter” to the trucking company right after you hire us. This legally requires them to save evidence, so it can’t be lost or destroyed. We also bring in crash reconstruction experts when needed.
You can read more about
Truck Accident Legal Help and why moving fast matters.
How Comparative Negligence Works in PA
Pennsylvania uses a
modified comparative negligence system with a 51% rule. What does that mean for you? If you are
less than 51% at fault for the crash, you can still recover damages—but the amount you get will be reduced by your share of the blame.
For example, let’s say you were found 20% at fault because you sped up as a truck merged. If your damages are $100,000, you could still collect $80,000. However, if you’re found
51% or more at fault, the law says you can’t recover any damages at all.
Because trucking companies and their insurers often try to shift blame onto the injured person, having a seasoned
commercial vehicle accident lawyer Philadelphia relies on can make all the difference. We know how to fight back, gather evidence, and make sure the true facts come to light.
At Metzger Wickersham, our team has helped many clients who were unfairly blamed for their own injuries. With careful investigation and quick action, we help make sure justice is served—and that the right parties are held accountable.
Working With a Commercial Vehicle Accident Lawyer Philadelphia
When you team up with a
commercial vehicle accident lawyer Philadelphia at Metzger Wickersham, you aren’t just getting legal help—you’re getting a steady partner to guide you through every stage of your case. With 135+ years serving Pennsylvanians, our approach is thorough yet personal. We know this is a stressful time, and we’re here to make things as clear and manageable as possible.
It all starts with a
free initial consultation. We’ll listen as you share the details of your accident and your concerns. We break down your legal options in plain language, so you know what to expect. No confusing legal talk, and absolutely no pressure.
Once you decide to move forward, our investigation begins. We start gathering every piece of evidence—think black box data, driver logs, and maintenance records—before it disappears. We reach out to witnesses early, while memories are still fresh, and consult with medical professionals to document your injuries and what your recovery may look like in the future.
Next, we dive deep into the
liability analysis. This means sorting through what happened, who’s responsible, and what laws or regulations may have been violated. Commercial vehicle accidents often involve more than just the driver—trucking companies, equipment makers, or even those who loaded the cargo can all share blame. We leave no stone unturned.
Once we have the evidence and a clear understanding of your injuries, we assemble a detailed demand package for the insurance companies. Our job here is to push for a settlement that truly covers your losses—medical bills, lost income, pain, and suffering. If the insurance company drags its feet or offers less than you deserve, we’re ready to take your case to court.
Through it all, you’ll be kept in the loop. We’ll explain every step, answer your questions, and make sure you feel confident about the decisions ahead. Our mission is to handle the tough legal work, so you can focus on what matters most—your recovery and your family.
Immediate Steps After a Crash – Advice from a Commercial Vehicle Accident Lawyer Philadelphia
After a commercial vehicle crash in Philadelphia, your first steps can make all the difference. Here’s what a
commercial vehicle accident lawyer Philadelphia recommends:
First, always
call 911 to report the accident and get medical help, even if your injuries seem minor. Some injuries won’t show up right away, and your health comes first.
If you’re able,
document the scene—snap photos of the vehicles, damage, skid marks, road conditions, and any visible injuries. Write down details like the truck’s DOT number, license plate, and company name.
Exchange information with everyone involved. Get contact details from the truck driver, their employer, witnesses, and police officers. Make sure you have the police report number too.
Even if you feel okay,
get checked by a doctor. Injuries such as concussions or internal bleeding may not be obvious at first.
Hold off on repairing your car until everything has been properly documented. Sometimes, your vehicle itself is important evidence.
Let your insurance company know about the crash. Give them the basic facts, but don’t give any recorded statements to insurance adjusters until you’ve talked to a lawyer.
It’s wise to reach out to a
commercial vehicle accident lawyer Philadelphia as soon as possible. Your lawyer can help preserve evidence, protect your rights, and guide you on what to do (and what
not to say) while your case is developing.
And don’t forget to keep records—track all your medical care, expenses, missed work, and notes about how your injuries affect your life. These details can make a big difference in your claim.
For step-by-step advice, visit our page on
Motor Vehicle Accident Attorney Philadelphia PA.
How Lawyers Counter Trucking Company Defenses
If you think trucking companies and their insurers play fair, we have some news: they’re quick to defend themselves—and not always in ways you’d expect. That’s why having a
commercial vehicle accident lawyer Philadelphia in your corner is so important.
A common tactic is the “
independent contractor defense.” The company might claim the driver isn’t an employee, so they aren’t liable. But federal rules say if they own the truck’s operating permits, they’re still responsible—no matter what they call the driver.
Insurance adjusters also love making
quick, low-ball offers. They hope you’ll accept before you know how badly you’re hurt or what your future holds. We make sure any offer truly reflects your losses.
There’s also the problem of
evidence “spoliation”. Sometimes companies “misplace” documents or data. We send preservation letters right away and, if needed, go to court to protect crucial evidence.
Hours-of-service violations are another hot spot—companies might fudge logbooks to hide that drivers were on the road too long. We dig into black box data, receipts, and toll records to uncover the truth.
And of course, companies often try to
shift the blame to you. We use accident reconstruction and witness accounts to show what really happened. Scientific research from the
FMCSA helps us prove how things like fatigue can impair a driver’s judgment—sometimes as much as alcohol does.
Why Choose a Commercial Vehicle Accident Lawyer Philadelphia Early in the Process
The sooner you have Metzger Wickersham on your side, the better. Acting quickly lets us secure vital evidence—driver logs, black box data, and surveillance video can vanish fast. We get in touch with witnesses before memories fade and bring in trusted experts to build your case from day one.
You’ll also have someone to run interference with aggressive insurance companies, so you won’t be pressured into saying something that could hurt your claim. We keep your case on track with Pennsylvania’s two-year time limit for personal injury lawsuits.
Most of all, you get peace of mind. Handling a commercial vehicle accident claim is a lot to juggle—medical bills, paperwork, phone calls, and more. With us in your corner, you can focus on healing, knowing your case is moving forward.
One client told us, “I was overwhelmed after my accident with a delivery truck. Having Metzger Wickersham handle the legal aspects gave me peace of mind and allowed me to focus on healing.” That’s exactly what we strive for—supporting you every step of the way.
Dollars and Sense: Compensation, Settlements & Fees
After a commercial vehicle accident, you may feel like your life has been turned upside down. Medical bills pile up. Work is missed. The future can feel uncertain. That’s where understanding compensation comes in—and where a
commercial vehicle accident lawyer Philadelphia can make all the difference.
Compensation in these cases is meant to help you rebuild. It covers both your visible expenses and the pain you can’t always put a price tag on.
Economic damages are the concrete costs: medical bills (past and future), lost wages, property repairs, rehab, and even home modifications if your injuries require changes to your living space. Need a wheelchair ramp or special vehicle? Those costs are included. Even cab fare to doctor’s appointments can count.
But not everything can be measured in receipts.
Non-economic damages cover the invisible hardships—pain and suffering, emotional distress, loss of enjoyment of life, and the impact on relationships. If you can’t pick up your kids or enjoy your favorite hobby, that loss matters. The law recognizes it.
In rare cases, when the trucking company or driver acted especially recklessly, the court can award
punitive damages. These are not just about your losses—they’re meant to send a message and prevent future wrongdoing.
If a tragedy takes a loved one’s life, Pennsylvania law allows for
wrongful death damages. These can include final medical expenses, funeral costs, lost income and support, and the deep emotional loss felt by family members. No dollar amount can fill that loss, but compensation can bring some security and recognition of what has been taken.
For a closer look at what insurance covers (and how to make sure you get what you deserve), see our
Auto Accident Insurance Attorney page.
Types of Damages Available
Let’s break down what these damages look like in real life. After a commercial truck accident,
medical expenses are often the first thing people worry about. This includes the ER visit, hospital stays, surgery, medication, physical therapy, and any follow-up appointments. Some injuries, like spinal cord or brain injuries, may require years—or a lifetime—of care.
Rehabilitation costs are common and important. Many clients need months of physical therapy, or occupational therapy to regain daily function. Some brain injuries may call for cognitive rehabilitation, which helps with memory, attention, and problem-solving.
Missing work because of injuries means lost paychecks.
Lost wages and reduced earning capacity can be part of your claim—whether it’s a few weeks off or a new job you can’t return to.
Pain and suffering is more than just a phrase. This is about the aches, limitations, and daily discomfort that come with serious injuries.
Emotional distress is there too, covering anxiety, depression, trouble sleeping, and PTSD, which are very common after traumatic crashes.
For those with severe injuries,
future care needs might include home health aides, wheelchairs, hospital beds, or even remodeling your home to make it accessible. We’ve helped clients add the cost of ramps, wider doors, and special vehicles to their claim, thanks to detailed life care plans prepared by medical experts.
How Philadelphia Settlements Are Calculated
You might wonder, “How does a settlement get calculated?” Several factors shape the final number. The
severity of injuries is at the heart of it—more serious injuries almost always mean higher compensation because of bigger medical bills and lasting effects.
The
economic impact is next. Are you missing work? Has your ability to earn a living changed? Out-of-pocket expenses add up fast, and each is counted.
Clarity of liability is important. If fault is clear—say, the truck driver ran a red light—settlement talks tend to go more smoothly (and often higher). But if there’s any question about who’s to blame, insurance companies may push back harder.
Insurance coverage also plays a role. The good news? Commercial vehicles often carry much higher policy limits than personal cars. That opens the door for more complete compensation, especially when injuries are catastrophic.
For the most serious cases,
life care plans map out what you’ll need in the years ahead, from medical treatments and medications to home help and mobility aids. These plans are built by medical and financial experts to make sure nothing slips through the cracks.
When it comes to
non-economic damages, lawyers and insurance companies often use a “multiplier”—that is, they’ll multiply your total economic losses by a number (often 1.5 to 5), based on how serious the injuries and impact are. In Philadelphia, local courts are known for treating seriously injured victims fairly, which can help during settlement negotiations.
Understanding Contingency Arrangements
We know that many people worry about how to afford a lawyer after a crash. At Metzger Wickersham, our answer is simple: you don’t pay us unless we win your case. This is called a
contingency fee.
There are
no upfront costs to get started. If we secure compensation for you—either through a settlement or a verdict—our fee is a percentage of your recovery, usually between 33% and 40%, depending on the complexity and whether your case goes to court.
All the costs needed to build your claim—such as hiring investigators, paying filing fees, or bringing in medical experts—are advanced by us. These are paid back out of your settlement, so you’re never left with expenses you can’t afford.
We believe in a
clear, honest fee structure. Our written agreement lays out exactly how fees and costs work, and we’re always happy to walk you through the details.
This approach lets anyone—no matter their financial situation—get help from a
commercial vehicle accident lawyer Philadelphia. We’re in this together. Our interests are aligned: we only get paid when you do.
If you have questions about compensation, settlements, or fees after a commercial truck accident, reach out to Metzger Wickersham. We’re here to help you steer the dollars and sense, so you can focus on healing and moving forward.
FAQs About Hiring a Commercial Vehicle Accident Lawyer Philadelphia
How long do I have to file a claim in Pennsylvania?
In Pennsylvania, you generally have
two years from the date of your accident to file a personal injury claim. This covers most commercial vehicle accidents, but there are some important exceptions to keep in mind.
If the accident involved a
minor, the two-year clock doesn’t start ticking until they turn 18. For cases involving a
government entity—like a SEPTA bus or city vehicle—you may need to file a notice of claim within just six months. And if you’re dealing with a wrongful death, that two-year period begins on the date of your loved one’s passing, which could be different from the date of the crash.
Missing any of these deadlines can take away your right to compensation forever. That’s why it’s so important to reach out to a
commercial vehicle accident lawyer Philadelphia as soon as possible, even if you’re still sorting everything out. A quick call now can save you a lot of headaches later.
What evidence is most important for my attorney to secure?
After a commercial vehicle accident, time is not on your side when it comes to evidence. Certain pieces of evidence are especially critical. Your attorney will want to lock down
electronic data, like the truck’s black box (also called an EDR) and electronic logging device (ELD), which can show how the truck was operated and whether the driver followed the rules.
The
driver qualification file is also gold—it covers the driver’s employment history, training, and medical records.
Maintenance records can reveal whether the truck was in good working order, and
communications (think dispatcher messages, texts, and emails) might uncover unsafe work pressures. Of course,
physical evidence—like the damaged vehicles themselves—should be preserved until experts can take a close look.
It’s all a bit of a race: digital records can be wiped, paperwork can get “lost,” and vehicles might be repaired before you know it. When you choose Metzger Wickersham, our team moves fast to send preservation notices and gather every bit of crucial proof while it’s still available. For more on how this works, you can visit our
Truck Accident Legal Help page.
Can I still recover if I’m partly at fault?
Yes, you can—
as long as you’re less than 51% responsible for the accident. Pennsylvania follows what’s called a “modified comparative negligence” rule. So, if you’re found partially at fault, your compensation will be reduced by your share of the blame. Let’s say you’re awarded $100,000 in damages, but the court decides you were 20% at fault. You would still recover $80,000.
But if you’re found 51% or more at fault, unfortunately, you’re out of luck—you won’t be able to recover any damages. This is why it’s so important to have a
commercial vehicle accident lawyer Philadelphia on your side. Trucking companies and their insurers often try to pin more blame on you than you deserve. At Metzger Wickersham, we know these tactics, and we’re dedicated to making sure our clients get a fair shake—no matter what the other side says.
If you have more questions about your case, don’t hesitate to reach out. Our team is always here to help guide you through your next step.
Conclusion
If you’ve been hit by a commercial truck or bus in Philadelphia, you already know how quickly life can change. One moment, you’re driving through city traffic or along I-95. The next, you’re dealing with pain, hospital visits, and an avalanche of medical bills—wondering what to do next.
A
commercial vehicle accident lawyer Philadelphia understands this isn’t just a legal case—it’s your life, your health, and your future. At Metzger Wickersham, we’ve stood beside Pennsylvanians for more than 135 years. We know the ins and outs of commercial vehicle claims, and we’re ready to help you face the maze of insurance companies, trucking companies, and complicated rules. Our firm uses a team approach, so every detail gets careful attention—from securing evidence right after the crash to standing up for you in negotiations or, if needed, the courtroom.
It’s important to move quickly.
Evidence from a truck accident can disappear fast—sometimes within days. And Pennsylvania’s two-year deadline for filing means there’s no time to waste. The sooner you reach out, the better your chances of protecting your rights and preserving crucial evidence.
Let us take on the legal and insurance headaches, so you can focus on what matters most: healing and rebuilding your life. You never pay us upfront; our contingency fee means you owe nothing unless we recover money for you. That way, you can get help without worrying about costs.
You don’t have to handle this alone. Contact Metzger Wickersham today for a free, friendly consultation. We’ll listen, answer your questions, and lay out the next steps—even if you aren’t sure what to do yet.
Want to know more about how we handle crash cases? Visit our page on
car accident cases.
Preserve your rights, get the support you deserve, and take the first step toward justice. When you’re ready, we’re here—just a call or click away.